Heartland Payment Systems, Inc. Essay

1125 Words Aug 8th, 2015 null Page
Heartland Payment Systems, Inc. was founded in 1997 by Robert O. Carr. They are a Fortune 1000 company with headquarters in Princeton, New Jersey. They offer debit and credit cards, prepaid cards, credit card processing, mobile commerce, eCommerce, check processing, payroll services, billing services, marketing services, lending services and state-of-the-art security technology. Additionally, they have a growing line of industry-specific business facilitation options for small and mid-sized merchants.

Heartland is a NYSE-listed company (HPY) and they employ approximately 4,000 people around the country. Heartland is also the founder of the Merchant Bill of Rights proposed by Senator Richard Durbin (D-IL) as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 that places a cap on interchange or transaction fees.

Heartland is one of the largest credit card processors in the country and the ninth worldwide. They process approximately $120,000 billion in transactions every year and have about 250,000 merchants.

Heartland states they have their own internal staff who have all undergone a background check and that they never outsource any of their products or services to other companies, nor do they use independent contractors, sub-ISOs or reseller organizations of any kind. [the-good]

Heartland has one of the most comprehensive line of services on the market and it doesn 't appear that they use any type of deceptive marketing practices.…

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